Reinstatement Cost Assessment

We work across all property sectors, combining our technical skills and significant knowledge to provide highly accurate Reinstatement Cost Assessments (RCAs) both for ‘one-off’ and high volume portfolio instructions.
Most insurance companies require a professional evaluation of a building’s rebuild cost in the event of total destruction. Known as a Reinstatement Cost Assessment (RCA), their accuracy is crucial in ensuring that property is adequately insured and carrying out an RCA is a highly technical exercise. It is equally important to ensure that a property is not over insured, resulting resulting in increased premiums.

Detailed Reinstatement Cost Assessments.

Annual index linked updates of Reinstatement Cost Assessments.

Portfolio Management of Reinstatement Cost Services.

Insurance Event Reinstatement Works and Management.



Accurate Assessments


Appointing a skilled specialist is crucial to the process and at Black Cat we have experience across all property sectors in providing a comprehensive, cost-effective and consistent service across the UK and Ireland. We offer particular expertise in portfolio management – a service designed specifically for asset managers requiring ongoing and active RCA management.

Where we are commissioned to provide a reinstatement cost assessment annual index linked updates can then be provided for the following two years; though we recommend that RCAs are reviewed in detail every three years.

Where we are commissioned to provide a Building Survey we generally prepare RCAs at the same time to save our clients time and money.


Building Surveys